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Cash Loans

Cash Pawn Loans
Whenever you need CASH fast, a Cash Pawn Loan is a quick and easy way to borrow money. Just bring in an item, or items, that you already own into one of our three locations to be evaluated. Our loans are determined solely by the current value of the item you bring in. There is no credit check.

We can loan you cash money on most anything of value:

  • Firearms
  • Gold, Silver, and Platinum Jewelry
  • Gold or Silver Bullion, Bars and Coins
  • Diamonds and Gemstone Jewelry
  • Game Consoles, Games and Gaming Accessories
  • Musical Instruments, Amps and Equipment
  • iPads and other Apple products
  • Laptop computers and Tablets
  • Gaming computers
  • TVs and Home Audio
  • Tools
  • Lawn and Outdoor Power Equipment
  • DVDs and Blu-ray Movies
  • Utility Trailers and ATVs
  • Sneakers and Luxury Handbags 
  • Much more!
Here's how the process works:
  1. Collateral Assessment: You bring an item of value, such as jewelry, a firearm, electronics, or a musical instrument. You may tell us how much cash you are wishing to borrow. We will assess the item's worth based on its condition, market demand, and potential resale value.
  2. Loan Agreement: Once the value is determined and a loan amount is mutually agreed upon, you receive the cash loan. We will hold onto your item as collateral. You'll receive a pawn ticket, which acts as a receipt for your item and details the terms of the loan including the repayment amount, interest, due date, and a description of the property being held as collateral.
  3. Interest (Service Charges): The cost of a loan will be a flat 25% of the loan amount provided, whether you use the full 30 days or any portion thereof.
  4. Repayment Period: Your pawn loan will be due within 30 days. You must repay the loan amount plus interest by this deadline to reclaim your item(s). If you need more time, you may get a loan extension by paying the 25% interest.
  5. Defaulting on the Loan: If you cannot repay, or choose not to repay, the loan within the specified time or extend it, we will keep your item and sell it to recover the money loaned. There's no impact on your credit score since pawn loans do not require a credit check or report to credit bureaus, but you lose the collateral. You have no obligation whatsoever to repay a pawn loan.
  6. Redemption: To get your item back, you simply pay the full amount owed, with interest, before the pawn ticket expires. In the case of a pawn loan for a firearm, you will be required to complete an FBI NICS background check (the same check you as when you purchased the firearm, if purchased from a retailer) before receiving your firearm back.